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"Having its own mobile payment tool can boost cash flow, make the best use of its data and help it develop its own ecosystem. Finance, after all, is the foundation of all businesses," Li said.

"For Alibaba, the best way to block vendors with bad reputations from re-entering its shopping platforms is not closing their stores but eradicating the criminal chain with the help of government power."

"Furthermore, as credit rating differences intensified among small-and medium-sized banks, financing costs became high for some of them, reducing their interest in issuing CDs," he said.

"Going forward, we expect to see more IoT applications in various fields. Right now we see that already happening in transportation, security, and environmental protection," said Wang.

"First, I think, as we have seen here in China, it brings more awareness to the benefits of food delivery in general and gets more consumers used to that happening. And second, it can help highlight how good we are at food delivery and it pushes us to be better at food delivery all the time," he said.